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    Andover Mortgage
    855 Turnpike Street
    North Andover, MA 01845

    ph: 978.974.0000
    fax: 978.974.9199

    ©1999-2010
    Andover Mortgage Corp.
    All Rights Reserved

    Andover Mortgage Corporation
    Corporate License:
    NMLS #2116

    Richard Roda
    Loan Originator:
    NMLS #12801

    Massachusetts License:
    #MB 2733

    Licensed by the
    New Hampshire
    banking department to broker
    first mortgages:
    #10136-MBR










IMPORTANT NOTE:
All no point/no closing cost rates are
based on a minimum $185,000 mortgage.

Last Updated: 7/9/2010 11:25:54 AM EST
30-YEAR FIXED (Conforming)    $0 - 417,000
Interest Rate Points APR
0.000 -1.000
4.250 1.000 4.377
4.375 0.000 4.417
4.625 0, no closing costs 4.625
20-YEAR FIXED (Conforming)    $0 - 417,000
Interest Rate Points APR
0.000 -1.000 0.000
0.000 -1.000 0.000
4.250 0.000 4.308
4.500 0, no closing cost 4.500
15-YEAR FIXED (Conforming)    $0 - 417,000
Interest Rate Points APR
0.000 -1.000 0.000
0.000 -1.000 0.000
3.875 0.000 3.948
4.125 0, no closing cost 4.125
10-YEAR Fixed (Conforming) $0 - 417,000
Interest Rate Points APR
0.000 -1.000 0.000
0.000 -1.000 0.000
0.000 0.000 0.000


10-YEAR FIXED CONFORMING
Interest Rate Points APR
0.000 2.000 0.000
0.000 1.000 0.000
0.000 0.000 0.000
5/25 ARM
Interest Rate Points APR
0.000 2.000 0.000
0.000 1.000 0.000
0.000 0.000 0.000
7/25 ARM
Interest Rate Points APR
0.000 2.000 0.000
0.000 1.000 0.000
0.000 0.000 0.000
30-YEAR (30/20) I/O CONFORMING
Interest Rate Points APR
0.000 2.000 0.000
0.000 1.000 0.000
0.000 0.000 0.000
40-YEAR FIXED CONFORMING
Interest Rate Points APR
0.000 2.000 0.000
0.000 1.000 0.000
0.000 0.000 0.000
3/1 I/O CONFORMING
Interest Rate Points APR
0.000 2.000 0.000
0.000 1.000 0.000
0.000 0.000 0.000